Maybank KidSTART Saving Stars

About the programme

As part of a three-year partnership between KidSTART Singapore and Maybank Singapore, the Maybank KidSTART Saving Stars programme equips parents with financial knowledge and boosts their saving efforts through top-ups and matched deposits.

The programme cycle runs for six months from July to December (2023 to 2025) and KidSTART families can receive up to S$780 in top-ups per programme cycle.

Registration for the final season of MKSS (July to December 2025) is now closed.

How does it work?

Head to a Maybank branch with a letter from KidSTART to open a Maybank Youngstarz Account and deposit at least S$10
Maybank will match the savings amount that you deposit into the account (capped at $100/month) for 6 months from July to December. There will be an additional top up incentive of $90 for every 3 months

Important note:

You need to stay enrolled in KidSTART to be eligible for the programme throughout the period of July to December.
No withdrawals can be made from the account during the duration of the programme. Families will be removed from the programme for any withdrawal.

Maybank KidSTART Saving Stars Explainer Video

Still trying to figure out the mechanics of this programme? Watch the video to find out more!

Watch The Full Video

How Your Savings Can Grow with MKSS: Three Scenarios Explained

Scenario 1

If you only deposit $10 into your account with no additional savings and do not make any withdrawals, you will receive $190 at the end of the 6 months programme.

Month	Amount you deposit	Amount matched by Maybank	Additional top-up from Maybank
July	$10	$10	$90 after every 3 months
August	$0	$0
September	$0	$0
October	$0	$0	$90 after every 3 months
November	$0	$0
December	$0	$0

Total amount you save: $10

Total amount provided by Maybank: $190 ($10 matched savings and $180 top up incentive)

Scenario 2

If you deposit $10, save regularly and do not make any withdrawals, you will receive up to $780 at the end of the programme.

If you save $100 every month:

Month	Amount you deposit	Amount matched by Maybank	Additional top-up from Maybank
July	$100	$100	$90 after every 3 months
August	$100	$100
September	$100	$100
October	$100	$100	$90 after every 3 months
November	$100	$100
December	$100	$100

Total amount you save: $600

Total amount provided by Maybank: $780 ($600 matched savings and $180 top up incentive)

Scenario 3

If you save $10 every month:

Month	Amount you deposit	Amount matched by Maybank	Additional top-up from Maybank
July	$10	$10	$90 after every 3 months
August	$10	$10
September	$10	$10
October	$10	$10	$90 after every 3 months
November	$10	$10
December	$10	$10

Total amount you save: $60

Total amount provided by Maybank: $240 ($60 matched savings and $180 top up incentive)

If you withdraw money from your account anytime between July to December, you will be removed from the programme.

Frequently Asked Questions (FAQ)

Who is eligible for the Maybank KidSTART Saving Stars programme?

Children aged 3 – 5 years old as of 31 Dec 2025 and who are enrolled in KidSTART are eligible for the programme.

Only one child per family is eligible for the programme.

How do I enrol into the Maybank KidSTART Saving Stars programme and open a Maybank account?

Registration for the final season of MKSS (July to December 2025) has been extended! Existing KidSTART families with children aged 3 to 5 may register their interest at: go.gov.sg/starsreg. This form will be opened from 15 to 20 August 2025.

Can I open the Maybank account without the invitation letter? / I did not receive the invitation letter or have misplaced it.

No, you cannot. You will need to bring the invitation letter when you open the account at Maybank to verify that you are an eligible participant of the Maybank KidSTART Saving Stars programme.

If you did not receive or have misplaced your invitation letter, please reach out to enquiry@kidstart.sg.

What if I didn’t receive the invitation letter or have misplaced it?

Please reach out to enquiry@kidstart.sg.

Can I use an existing Maybank account for this programme?

Eligible KidSTART families will need to open new Maybank Youngstarz accounts. However, we will assess on a case-by-case basis if they have existing Maybank Youngstarz accounts.

Can I enrol more than 1 eligible child into this programme?

Only 1 child per family can join this programme. For example, if a KidSTART family has two children aged 4 and 5, only one child can join the programme.

Can I enrol my child who is below 3 years old into this programme?

No, the programme is only open to KidSTART children aged 3 to 5 years.

What happens when the savings programme ends?

When the programme ends, the saving account will still be opened under you and your child’s name and can be used for regular savings.

When can I withdraw cash from the account?

Maybank KidSTART Saving Stars programme runs from 1 July to 31 December 2025, and you may withdraw cash from the account after the programme ends (i.e. 1 January 2026).

What if I withdraw money from the account but top it up again?

Any withdrawal will disqualify the family from the programme and you will not receive any top-ups and matched savings.

What if I do not deposit any money after I open the account?

If you are unable to deposit any money in the account, that is ok. Just ensure that you leave your opening account balance of minimally $10, and no withdrawals of any amounts from your account during the programme duration from 1 July to 31 December 2025, you will remain on the programme and get to receive $90 top-up every 3 months.

Will I be able to stay in the programme if my child turns 7 during the programme?

Unfortunately, the Maybank KidSTART Saving Stars programme is for KidSTART children aged 3-5.